Agnew Insurance Agency understands businesses in the the Southwest Michigan community. As an independent agent in Kalamazoo, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.
We’re proud members of the Southwest Michigan marketplace, and we’re committed to being an advocate for you and your business in times of need.
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Agnew Insurance Agency recommends that all businesses have general liability coverage in place.
One of the most common types of business insurance is commercial property insurance, which provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or man made disasters are examples of what is typically covered.A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, Agnew Insurance Agency can help you determine the type of insurance policy and range of coverage that is best for your business.
Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car.
Having a workplace that is protected gives you extra security. As a Michigan employer, you have an obligation to ensure a safe workplace and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.
A Surety Bond is a written promise that an insurance company will protect your assets and back up the promises made by someone else. Agnew Insurance Agency will work with you to find outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.